PERSONAL INSURANCE SERVICES
Personal policies are put together for and purchased by individuals. This coverage is able to protect you from common losses that can be experienced by homeowners and auto owners. This insurance covers individuals from the possibility of death, injury, and property loss. Policies like this can help families avoid financial ruin from losses that they would not be able to afford to replace or rebuild.
Insurance can seem like a black hole of the unknown, but an agent can help you navigate the endless options available to you. VP Custom Insurance Solutions is your resource for all things property and casualty insurance. We can help you navigate protecting your home, car, motorcycle, travel trailer, rental property and more. Your policy(ies) should be working for you at the best price possible. With an ever changing market, it can get frustrating trying to find the right carrier with the right policy for the best pricing. This process should not be painful, VP Insurance is able to help you.
Life is known to throw curve balls on occasion. Your insurance policy is here to move, adjust, and cover those uncertain times. VP Custom Insurance can help you secure policies that will ensure that your family will not suffer a debilitating financial loss. We also have families, so we know the importance of getting this all right for you and your family.
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This is considered a package policy. It is providing coverage for your home as well as some liability coverage. It is protecting the individual from property loss of their home and/or contents.
Who needs this:
Any person who owns and resides in a house.
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This type of policy covers dwellings and personal property but not personal liability. There are three types of dwelling fire policies: Basic Form (DP1), Broad Form (DP2), and Special Form (DP3).
Who needs this:
This is for a person who owns a home but does not reside in the home at all. They are usually renting out to others.
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Covers the contents of a home, condo, or apartment that a tenant rents and resides in. This policy does not cover the building.
Who needs this:
Anyone who is renting their residence from someone else.
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A coverage designed to protect a vehicle or trailer that travels over public roadways. It provides liability in case of negligence resulting in injury, bodily harm, or property damage to a 3rd party. It can also provide physical coverage for the vehicle.
Who needs this:
Any person who owns a vehicle that they are driving on public roadways.